Leasing

Vehicle and equipment finance

Whether you're an individual looking for a new set of wheels, or a business looking to purchase a new asset, Home Loans Canberra can get you there. Our Financiers offer a full range of financial options for vehicle and equipment finance as well as the extras you need, including car buying advice, insurance and pre-approval for commercial customers.

Why Lease?
Leasing is a simple, cost-effective way for you or your business to invest in critical assets, it is best used when:

  • a tax deductible solution is desired
  • avoiding upfront capital expenditure is important
  • bundled servicing and disposal is being considered
  • access to a non-traditional funding channel is important

Leasing

Consumer Motor Vehicle Finance

  • Car loans for everyday people
  • You select the contract term (from 24 to 60 months) so you can tailor the monthly repayments to suit your needs.
  • Payments are also fixed during the period of the contract.
  • You can elect to have a final payment (residual or balloon) on the contract, or you can choose a contract without a final payment and enjoy full ownership of your vehicle at contract end.

Chattel Mortgage

A Chattel mortgage is very similar to a consumer loan except it is for business purposes. You still select the term of the loan, have fixed repayments and can elect to have a residual payment but the asset must be predominantly for business purposes.

Finance Lease

Designed for business looking to purchase a vehicle or income producing asset.
 
  • The financier Owns the asset and leases it to you
  • You return the asset at the end of the term or refinance any residual
  • Allows you to regularily update your equipment, vehicle or technology

Equipment Loan

An equipment loan provides full or part funding for vehicles or income producing assets for the your business.

  • You retain ownership of the asset however the bank takes a mortgage over it.
  • Interest terms can be negotiated with the funder.

Hire Purchase

Finance income producing assets and equipment, by renting them during the term of the loan and taking ownership on completion.
 
  • Potentially allows you to maximise tax benefits whilst maintaining eventual ownership.

 

Leasing

Vehicle and equipment finance

Whether you're an individual looking for a new set of wheels, or a business looking to purchase a new asset, Home Loans Canberra can get you there. Our Financiers offer a full range of financial options for vehicle and equipment finance as well as the extras you need, including car buying advice, insurance and pre-approval for commercial customers.

Why Lease?
Leasing is a simple, cost-effective way for you or your business to invest in critical assets, it is best used when:

  • a tax deductible solution is desired
  • avoiding upfront capital expenditure is important
  • bundled servicing and disposal is being considered
  • access to a non-traditional funding channel is important

Quick Facts

  • hide Established 2016 in Canberra
  • hide Broker experience since 2004
  • hide Locally owned and operated
  • hide Highly experienced staff
  • hide Part of the team that won PLAN Brokerage of the Year ACT/ NSW 2012
  • hide Part of the team nominated for PLAN brokerage of the year NSW / ACT for the last 10 years
  • hide Part of the team that won Brokerage of the Year (2006)
  • hide Our Broker is regularly recognised in the top 200 PLAN brokers in Australia
  • hide darryl@homeloanscanberra.net.au

Home Loans Canberra

7 Iredale Place Gordon ACT 2906
Phone: 0409 627 115
Contact: Darryl Woodward

Home Loans Canberra - Finance Lending Partners

AMP
ANZ
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