Leasing
Whether you're an individual looking for a new set of wheels, or a business looking to purchase a new asset, Home Loans Canberra can get you there. Our Financiers offer a full range of financial options for vehicle and equipment finance as well as the extras you need, including car buying advice, insurance and pre-approval for commercial customers.
Why Lease?
Leasing is a simple, cost-effective way for you or your business to invest in critical assets, it is best used when:
- a tax deductible solution is desired
- avoiding upfront capital expenditure is important
- bundled servicing and disposal is being considered
- access to a non-traditional funding channel is important
Leasing
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Consumer Motor Vehicle Finance
- Car loans for everyday people
- You select the contract term (from 24 to 60 months) so you can tailor the monthly repayments to suit your needs.
- Payments are also fixed during the period of the contract.
- You can elect to have a final payment (residual or balloon) on the contract, or you can choose a contract without a final payment and enjoy full ownership of your vehicle at contract end.
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Chattel Mortgage
A Chattel mortgage is very similar to a consumer loan except it is for business purposes. You still select the term of the loan, have fixed repayments and can elect to have a residual payment but the asset must be predominantly for business purposes.
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Finance Lease
Designed for business looking to purchase a vehicle or income producing asset.
- The financier Owns the asset and leases it to you
- You return the asset at the end of the term or refinance any residual
- Allows you to regularily update your equipment, vehicle or technology
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Equipment Loan
An equipment loan provides full or part funding for vehicles or income producing assets for the your business.
- You retain ownership of the asset however the bank takes a mortgage over it.
- Interest terms can be negotiated with the funder.
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Hire Purchase
Finance income producing assets and equipment, by renting them during the term of the loan and taking ownership on completion.
- Potentially allows you to maximise tax benefits whilst maintaining eventual ownership.
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Leasing
Vehicle and equipment finance
Whether you're an individual looking for a new set of wheels, or a business looking to purchase a new asset, Home Loans Canberra can get you there. Our Financiers offer a full range of financial options for vehicle and equipment finance as well as the extras you need, including car buying advice, insurance and pre-approval for commercial customers.
Why Lease?
Leasing is a simple, cost-effective way for you or your business to invest in critical assets, it is best used when:- a tax deductible solution is desired
- avoiding upfront capital expenditure is important
- bundled servicing and disposal is being considered
- access to a non-traditional funding channel is important
Quick Facts
- hide Established 2016 in Canberra
- hide Broker experience since 2004
- hide Locally owned and operated
- hide Highly experienced staff
- hide Part of the team that won PLAN Brokerage of the Year ACT/ NSW 2012
- hide Part of the team nominated for PLAN brokerage of the year NSW / ACT for the last 10 years
- hide Part of the team that won Brokerage of the Year (2006)
- hide Our Broker is regularly recognised in the top 200 PLAN brokers in Australia
- hide darryl@homeloanscanberra.net.au
Home Loans Canberra
Contact: Darryl Woodward
Home Loans Canberra - Finance Lending Partners
